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Contacts:
Republic of Moldova, Chisinau,
str. Puskin, 16
tel: (373 22) 212-765
fax: (373 22) 229-902
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Copyright © 2005 Microinvest
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Loans for business
Loans for business Borrowing from microinvest: a step by step guidance Step 1
Go through the following test to determine if you have what it takes to successfully run a business.
Step 2
Call up the nearest regional office and fix a meeting with the regional loan officer. Our specialists are waiting for your call and are ready to give you the additional information and answers to your questions.
Step 3
Your first conversation with the loan officer will be a general one.You will tell about:
- the period and domain of activity
- relevant experience in that domain;
- business premises, headquarters;
- work partners;
- problems in activity...
Then, together, you will fix the date of the LO”s visit to your business’ premises.
Step 4
The MICROINVEST’s Loan Officer will visit your business’ premises. You will show him/her your enterprise and provide the financial information requested. Also, you will be asked to show the assets to be pledged as loan collateral.
Step 5
At this phase you, together with the Loan Officer, will prepare a business plan (or a projected cash flow), after which the latter will compile your file to be submitted to the Credit Committee for consideration.
Step 6
Once the Credit Commetee reaches the desion and approves the loan disbursal, the proposed collateral is registered, while the contract signed.
Step 7
The final step requires you to open your current acount at a preferred commercial bank, access the loan and start putting into practice what has been planned.
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